Meet the team that guides and supports
the vision empowering JMB
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Christopher W. Bergstrom
President &
Chief Executive Officer
Experience:
- Over 39 years of experience in banking
- Founder, President & CEO of Cardinal Bank
- President of United Bank after the acquisition of Cardinal Bank
Education:
- M.S. in Finance – VCU
- B.A in Business Administration – JMU
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Kent D. Carstater
Sr. EVP, Chief Financial Officer
Experience:
- Over 23 years of financial services experience
- Previously served as an SVP and Treasurer at the Bank of Georgetown
- Advised community bank executives on strategic matters as an investment banker before entering the commercial banking space
- Founded a private equity firm focused on investing in financial institutions
Education:
- B.S. in Finance – Virginia Tech
- M.B.A – UVA, Darden School of Business
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Andrew J. Peden
Sr. EVP, Chief Banking Officer
Experience:
- Over 22 years of banking experience, including 17 years with Cardinal Bank
- Served as EVP of Commercial Real Estate Lending at Cardinal Bank and as a Market Executive at United Bank
Education:
- Virginia Bankers School of Bank Management
- Leadership Fairfax Emerging Leaders Institute
- B.S. in Business – University of Richmond, Robins School of Business
Affiliations:
- Past President of Westwood Country Club
- Served for 15 years on the steering committee of a fundraising event for the INOVA Kellar Center
- Serves on the Board of the VBA Management Services, Inc.
- Volunteer youth sports coach in Arlington, VA
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Kelly Bell
EVP, Chief Operating Officer
Experience:
- Over 30 years of experience in the banking industry
- Served as Senior Vice President, Director of Retail Banking at Cardinal Bank for 3 years
- Served in various capacities at Virginia Commerce Bank for 13 years
Education:
- Graduate of Virginia Bankers Association School of Bank Management
- Graduate of Leadership Alexandria
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Jason R. McDonough
EVP, Chief Lending Officer
Experience
- Over 17 years of banking experience, including 6 with John Marshall Bank
- 10 years of Commercial Real Estate Lending experience
- Previously served as EVP/Director of Real Estate Lending at John Marshall Bank
Education
- M.S. in Real Estate Development with honors – George Mason University ‘15
- Graduate of Virginia Bankers School of Bank Management ‘12
- B.S. in Psychology – Virginia Tech ‘06
Affiliations
- Serves on the Board of HomeAid National Capital Region as a Life Director; President’s Award Winner, 2022
- Co-Founder of the George Mason University Masters in Real Estate Development Alumni Association
- Recipient of the George Mason University School of Business Prominent Patriot Award, 2018
- Loudoun 40 Under 40, 2023
- Serves on the Board of Loudoun South Little League
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Sheila Yosufy
EVP, Director of Sales –
Commercial & Retail
Experience:
- Over 20 years of consumer/commercial banking experience
- Served as SVP – Virginia Team Lead, Capital Bank
- Served as SVP — Senior Business Development Officer at United Bank (formerly Cardinal Bank)
- Served as a Financial Center Manager at BB&T (formerly First Virginia Bank)
Education:
- M.B.A in Business Management – Marymount University
- B.B.A in International Business – Marymount University
- Commercial Lending School – Center for Financial Training in 2016
- Graduate of Virginia Bankers School of Bank Management in 2008
Affiliations:
- Serves on the Board of NOVA Chamber of Commerce
- Leadership Arlington Signature Program, 2015
- 40 Under 40 Honoree in 2015 – Leadership Arlington
- Board Member – Annandale Rotary, 2006
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James Estep
EVP, Director of Commercial
& Industrial Lending
Experience:
- Over 17 years of banking experience
- 15 years of experience in the Commercial Lending space
Education:
- B.S. in Finance | Minor in Real Estate — Virginia Tech
- Graduate of Virginia Bankers School of Bank Management in 2008, with honors
- Graduate School of Banking at LSU
Affiliations:
- Serves on the Board of the Reston Chamber of Commerce
- Volunteer EMT for the past 13 years in Fairfax and Loudoun County
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Melanie Williams
SVP, Director of
Human Resources
Experience:
- Over 15 years of human resources and organizational development experience
- Served as SVP, Director of Human Resources of The Harbor Bank of Maryland
Education:
- Graduate of the Notre Dame University of Maryland
- Graduate of the Emerging Leaders Champion Program by the Maryland Bankers Association
Affiliations:
- Member – Society for Human Resources Management
- Board Member – Baltimore Workforce Development
- Board Member – Sinai Hospital
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Patrick Runge
SVP, Chief Technology
Officer
Experience:
- Over 39 years of Information Technology Experience within the Banking Industry
- Served as SVP – Chief Technology Officer, MVB Bank
- Served as SVP – Chief Technology Officer, Access National Bank
Education:
- A.A. in Information Systems – Northern Virginia Community College